Saylor’s Bitcoin Warning Divides Community!

Michael Saylor warned that Bitcoin’s biggest risk comes from internal actors pushing protocol changes.

Author

Danielle du Toit
January 26, 2026

Here's what we've got for you today:

  • Bitcoin Community Divided After Saylor Warns of Protocol Threats

  • Bithumb, Binance & Uphold Dominate XRP Holdings, Controlling the Largest Accounts

  • McLaren Sets Foot into Web3 with Hedera Partnership to Revolutionize Fan Experience

  • XRP Ledger Smashes $1 Billion in On-Chain Assets — The Next Chapter Begins

Comments from Michael Saylor recently reignited debate over Bitcoin’s future.

  • Michael Saylor warned that Bitcoin’s biggest risk comes from internal actors pushing protocol changes, and argued that long-term resilience depends on resisting modifications he sees as unnecessary.

  • Some Bitcoin maximalists, including Justin Bechler, interpreted the comments as a direct critique of developers expanding Bitcoin beyond sound money into areas like NFTs and on-chain data.

  • Critics like investor Fred Krueger and Helius CEO Mert Mumtaz pushed back by saying threats like quantum computing and unpatched software bugs pose far greater risks than protocol experimentation.

XRP holdings are heavily concentrated among exchanges and Ripple.

  • Market analyst Xaif Crypto shared that XRP ownership is highly concentrated among exchanges and institutions, with platforms like Bithumb (1.84B XRP), Binance (1.70B), Uphold (1.51B), and Upbit (1.27B) dominating the top holders alongside Ripple itself.

  • This concentration matters because exchanges and large custodial wallets control billions of tokens, giving them a lot of influence over liquidity, price swings, and overall market sentiment during periods of high trading activity.

  • Ripple holds around 1.33B XRP, while the remaining top addresses are primarily exchange and custodial wallets.

🏁 McLaren Sets Foot into Web3 with Hedera Partnership to Revolutionize Fan Experience

McLaren Racing signed a multi-year partnership with the Hedera Foundation to power secure, blockchain-based digital fan experiences across Formula 1 and IndyCar.

  • McLaren Racing entered a multi-year partnership with the Hedera Foundation, naming Hedera an official partner of both the McLaren Mastercard Formula 1 Team and the Arrow McLaren IndyCar Team.

  • The partnership positions Hedera as the blockchain infrastructure behind new, officially licensed digital fan experiences, using its public network to support fast, secure, and compliant decentralized applications.

  • According to Charles Adkins of HBAR, Inc., the collaboration is intended to showcase real-world Web3 use cases tied to global sports brands, focusing on trust, scalability, and fan engagement.

💪 XRP Ledger Smashes $1 Billion in On-Chain Assets — The Next Chapter Begins

The XRP Ledger has crossed $1B in tokenized assets and stablecoins.

  • The XRP Ledger has surpassed $1 billion in on-chain tokenized assets and stablecoins, thanks to growing institutional use and its expanding role in bridging traditional finance with blockchain infrastructure.

  • Growth has been led by RLUSD, a fully backed stablecoin that gained traction among corporates and financial institutions, alongside the tokenization of funds, treasuries, and credit products on XRPL.

  • XRPL’s appeal to institutions is driven by its fast settlement times, low transaction costs, and scalability, combined with the integration of quantum-resistant Dilithium cryptography to enhance long-term network security.

👀 QUICK NEWS

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